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How to outsmart the current lending environment
It would be easy to listen to the media, your friends and family and worry about the future of finance and property. So… is the tightening of credit and tough lending criteria a good thing or a bad thing? It depends on which side of the fence you sit on doesn’t it? Let’s have a look. Let’s look at the ‘bad’ Your spending habits are now under the spot light – BIG TIME! Now more
RBA Update: July 2018

RBA Update: July 2018

Posted by Paul Irwin on  July 3, 2018

Category: Finance, Loan
RBA update: And yet again our cash rate is on hold and remains at an all-time low of 1.5%! So enough about that and let’s move on to something more interesting. Now I don’t want to sound like a broken record, but while some people are starting to think there is no point in talking to us because the property market is gloomy and all hope has gone… we are helping more and more people

Time for a second opinion?

Posted by Paul Irwin on  November 11, 2015

Category: Finance, Loan, Pre-approval
In NSW alone, it was recently noted that 60% of new loans were attributed to investors. So are you one of the growing number of property investors trying to jump into the Australian property market? If you are, and you already have your pre-approval for a loan – it may be time for a second opinion! In the past few weeks, under pressure from APRA (the Australian Prudential Regulation Authority), there have been moves by