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Waitress Charging Customers Bill With A Credit Card Terminal
Heard the saying “The older you are, the wiser you become”? In some cases this is true. Life experience does bring knowledge. HOWEVER the millennial generation is giving this saying a good shake when it comes to money matters. Millennials have been labelled travel-loving, experience-seekers and mortgage dodging, yet some reports suggest that parents may have a thing or two to learn from their offspring. Millennials are: delaying marriage and starting a family studying longer
Twenty years ago, paycheques often came in cash and envelopes were used far and wide to separate what was required for the week – groceries, petrol, rent and so on. Being witness to this as a kid meant an early understanding of currency was learned. We knew that money had to be earned before it could be exchanged and that to ensure there was enough until we earned more, a solid budget would assist to

Top 5 questions to ask at your next open home

Posted by Paul Irwin on  September 28, 2018
Category: Finance
Planning on visiting some open homes this weekend? In order to get the most out of your visit, it’s important to ask the agent these top 5 questions. 1. Are there any known issues with the property? If you’re planning on purchasing an older home, it’s important to familiarise yourself with any known issues of the property. This will allow you to determine the cost in repairing these issues and to factor the repair cost

A guide to home loans for the self employed

Posted by Paul Irwin on  August 10, 2018
Category: Finance, Loan
Getting a home loan when you’re self-employed can be tricky, especially with all the documentation that’s required. Most banks will make you jump through hoops when applying for a home loan, however, that’s not to say all self employed borrowers will struggle to get finance. Here is a breakdown on how to get a home loan when you’re self employed. Know Your Numbers To boost your chances of getting an approval, you’ve got to make

Financing your renovations & home improvements

Posted by Paul Irwin on  July 11, 2018
Category: Finance
Ready to renovate your home? Whether you’re redecorating or knocking down a few walls, you need to consider how to fund it. The cost of renovating can easily turn into an expensive task, so you will need to keep the following in mind: Understand the real cost of renovating Know what you can afford Adding a buffer to your original budget. Once you have a grasp on how much your renovation will cost, you’ll need